How to Repair Credit and Improve FICO Credit Score

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It’s important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix a credit score. In fact, out of all of the ways to improve a credit score, quick-fix efforts are the most likely to backfire, so beware of any advice that read more »

Get the Most out of your Home Equity

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If you own your home, a home equity loan may be your answer! At some point, you’ll probably need money that you don’t have handy, possibly for a home improvement project or a large, unexpected expense. What do you do if you don’t have the money in your checking account? If you own your home, read more »

Why You Still Need a Savings Account

South Porte Bank Savings
According to a new study from the Consumer Federation of America, nearly half of all American families have a traditional savings account with a median balance of $2,400. A little more than one-third of families with low to moderate income have a savings account, with a median balance of $800. “Much research has shown that read more »

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